Group Benefits

Negotiation of Fees

East Liberty Financial creates an analysis of your controllable fees
Provide a transparent view of where your money is being allocated
Ensure savings for owners and security for their employees

Plan Design Management

Customized plans that fit any business' social culture
Balanced plans that are sustainable and keep your employees and business working efficiently

Plan Administration

Hands on consulting that streamlines humans resource management
No need to talk to a provider when you have us in your corner

Our Process:

Beginning Your Journey with East Liberty Financial

Thank you for your interest in exploring life insurance solutions with East Liberty Financial. Our initial consultation and discovery phase is designed to lay a solid foundation for your journey toward securing the right group benefits coverage. Here’s what you can expect during this critical first step:

Personalized Consultation:

● Introduction Meeting: Our first meeting is an opportunity for us to get to know you and for you to learn about how we can support your insurance needs. This meeting can be conducted in person, over the phone, or via a video call, based on your convenience.

● Understanding Your Needs: We will discuss your current financial situation, your organization's future needs, and any specific concerns you might have about your current group benefit plan policy. This conversation helps us tailor our approach to your unique circumstances.

Information Gathering:

● Data Collection: We will collect essential company information necessary to provide quotes. If you currently have a group benefits plan in place we will review your current policy to identify areas of interest or possible improvement. Areas we look at include your financial goals, dependents and major liabilities in your existing insurance. This is how we accurately assess your insurance needs.

● Risk Assessment: Understanding your company lifestyle, health status, and financial obligations allows us to accurately gauge the level of coverage necessary to offer you and your organization the security you deserve.

Education and Resource Sharing:

● Insurance Education: We believe in empowering our clients with knowledge. During this phase, we will provide you with information about the types of life insurance policies available, alternate insurance programs such as health spending accounts and optional insurance. This helps our clients make an informed decision.

● Resource Accessibility: We will provide you with access to online resources and brochures that detail the benefits and limitations of different life insurance plans. This ensures you have all the information needed to understand your options thoroughly.

Setting Expectations:

● Next Steps: At the end of our consultation, we will outline the next steps in the process, including how we will handle quote retrieval and review. We ensure transparency in every step, keeping you informed and engaged.

● Timeline Overview: We will provide a clear timeline of what to expect in the coming days and weeks, ensuring you are well-prepared for each phase of the application process.

Dedicated Support:

● Personal Broker Assignment: You will be assigned a dedicated broker who will be your primary point of contact throughout the process. They will be available to answer any questions and provide support whenever you need it.